ECONOMICS & MARKET INTELLIGENCE: Beware of Charles Ponzi and Bernie Madoff!

IT would seem that the attraction of Ponzi schemes never ends as confirmed by recent reports that police are searching for the directors of KWD Digital Marketing, a company running a suspected Ponzi scheme in Harare.
Scores of gullible participants of the scheme have over the past weeks been flocking to 147 Freedom Legacy Way to deposit up to USD10 000 each after being promised that they would receive twice as much back after four weeks.

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Detectives, alongside the Reserve Bank of Zimbabwe (RBZ), have launched an investigation into the operation, with initial charges being contravening the Banking Act. In his Theory of Gullibility, Greenspan (2009) considers gullibility to be a sub-type of foolishness. He defines a foolish act as, “one where someone goes ahead with a socially or physically risky behavior in spite of danger signs, or unresolved questions which should have been a source of concern for the

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