Farai Mabeza, Senior Staff Writer 
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THE most effective way of solving collateral issues, that have blunted agricultural funding and growth (of capital intensive crops), is through the use of a guaranteed free market system under contract farming, a new survey of the agriculture sector shows.
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Zimbabwean farmers have consistently failed to access funds from the country’s banking institutions since the advent of the land reform because of lack of collateral security with banks unwilling to consider the current 99 year leases.
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