Hilary Muza 
17
THE farming season is upon us. This means that various crops, including maize and tobacco, are now in the fields. This also means that the seasonal question of how and why one must insure their crops has to be addressed as well.
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In this article, I will deal with tobacco insurance in light of the Tobacco Industry Marketing Board (TIMB)’s recent encouragement to farmers to insure their crops. This week’s article is meant to help farmers and regulators alike better understand the tobacco insurance landscape.
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