Terms & Conditions

Terms and Conditions for The Financial Gazette

1. Introduction

    1.1 About Us

    The Financial Gazette is a corporation registered under the laws of Zimbabwe, with its principal place of business at [insert address]. Our registration number is [insert registration number]. For further inquiries or additional tax identification numbers, please get in touch with our Customer Support.

    1.2 Application of Terms

    These Terms and Conditions govern your use of The Financial Gazette’s website, mobile applications, digital services, and content, including the print and digital versions of the newspaper (collectively “Services”). They also apply when you subscribe to access these Services.

    1.3 Acceptance

    By using or subscribing to our Services, you agree to be bound by these Terms and Conditions and any referenced documents.

    1.4 Organisational Subscriptions

    If your access is via an organizational subscription, the terms of that agreement take precedence where they conflict with these terms. Contact us via live chat, phone at [insert regional number], or email at [insert email] for any issues or queries.

    2. Subscription Details

      2.1 Subscription Types

      We offer various subscriptions including Digital, Print, and Bundled options, along with Trial Subscriptions. Additional terms might apply to Trial Subscriptions.

      2.2 Trial Limitations

      Only one Trial Subscription per user is allowed within any 12 months. Violation may result in cancellation without a refund.

      2.3 Subscription Process

      Subscriptions can be initiated through our website, by phone, email, live chat, or mail. Your subscription activates upon verification of your details and successful payment processing.

      2.4 Activation and Rejection

      While we strive for prompt activation, we reserve the right to reject any subscription order at our discretion. Subscriptions are for individual use only; sharing access may lead to cancellation or suspension.

      2.5 Payment Terms

      • Subscription fees are charged at the displayed rate during the sign-up process.
      • Prices are subject to change and vary by region and subscription term.
      • All prices include applicable VAT unless otherwise stated.

      2.6 Payment Authorization

      Failure to authorize payment or cancellation of payment will result in immediate termination or suspension of your subscription.

      2.7 Trial Subscription Renewal

      You will be notified of the full subscription price before the trial ends. The subscription will auto-renew unless cancelled beforehand.

      2.8 Price Changes

      We will notify subscribers at least 14 days in advance of any price increase, effective from the next renewal date.

      2.9 Pricing Errors

      In case of pricing errors, we are not obligated to provide the service at the incorrect price. You will be informed to either cancel for a refund or pay the correct price.

      2.10 Refunds

      Refunds, if applicable, will be credited to the original payment method or arranged if the method has expired.

      2.11 Additional Costs

      You are responsible for internet access and any bank or credit card transaction fees.

      3. Use of Services

        3.1 Intellectual Property

        All rights in The Financial Gazette, including content and intellectual property, are owned by us or our licensors.

        3.2 User Rights

        Your access to our Services does not confer any intellectual property rights except as necessary for personal use.

        3.3 Trademark

        “The Financial Gazette” is our registered trademark; unauthorized use is prohibited.

        3.4 Content Use

        Compliance with our Copyright Policy is mandatory when using our content.

        3.5 Prohibited Uses

        Use of our content for AI or machine learning purposes without explicit permission is strictly prohibited.

        4. Privacy

          4.1 Data Protection

          We handle your personal information per our Privacy Policy, which details our collection, storage, use, and sharing practices.

          5. Liability Limitations

            5.1 Warranties

            Our Services are provided “as is” with no warranties, express or implied, to the extent allowed by law.

            5.2 Liability:

            Our liability for losses due to our Services is limited to the subscription fee paid. We are not liable for indirect or consequential losses, including business losses or data corruption.

            6. Corporate Information

              6.1 Contracting Party

              You are contracting with The Financial Gazette for subscriptions.

              7. Changes to Terms

                7.1 Updates

                These Terms were last updated on [insert date]. We may update them for legal, regulatory, or operational reasons, with notice provided for significant changes.

                8. Governing Law

                  8.1 Jurisdiction

                  These Terms are governed by Zimbabwean law. Disputes will be adjudicated in the courts of Zimbabwe, unless specified otherwise.

                  9. General Provisions

                    9.1 Force Majeure

                    We are not liable for delays or failures in performance due to circumstances beyond our control.

                    9.2 Assignment

                    You may not assign or transfer these Terms. We may assign our rights to affiliates.

                    9.3 Severability

                    If any part of these Terms is deemed invalid, the rest remains enforceable.

                    9.4 Waiver

                    No waiver of any rights under these Terms will be effective unless in writing.

                    9.5 Entire Agreement

                    These Terms, along with any referenced documents, constitute the full agreement between you and The Financial Gazette regarding our Services.

                    9.6 Technical Requirements

                    Use our Services with supported browsers for optimal performance. Payment information is secured using SSL encryption.

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